top of page


Kiwisaver Withdrawal
I see the question around the withdrawal of Kiwisaver funds come up time and time again. There's a lot of misinformation about withdrawing your Kiwisaver funds to help buy a property in Australia. This blog will set the record straight! As a NZer residing in Australia you are able to transfer your Kiwisaver funds to an eligible super fund and withdraw some of these funds to put toward the purchase of your first home in Australia. Getting your hands on some Kiwisaver funds can
pdavey100
Dec 11, 20253 min read


Buying in Australia from NZ - Foreign Acquirer Duty
I have had several enquiries from NZ based Kiwis looking to purchase a property in Australia. They may be wanting to secure a home before they make the move across the ditch. They could be NZ based parents helping their Aussie based kids to secure accommodation, or looking to buy a holiday pad so they can scoot back and forth (and jump on the boom train). It all sounds like it should be a fairly straightforward exercise. After all, Aussies are buying up NZ properties without
pdavey100
Nov 25, 20252 min read


5% Deposit Scheme ... friend or foe?
Many first home buyers will be aware of the Australian Government's 5% First Home Guarantee Scheme. With as little as 5% deposit (plus applicable stamp duty and fees) first home buyers can get into the market. There used to be restricitive criteria, but the Government has thrown caution to the wind and made it an (almost) free-for-all. Income caps are gone. You can now earn $10 million a year and still qualify for a 5% guarantee. There were restrictive price caps, but these h
pdavey100
Nov 17, 20253 min read


Crazy Numbers ... but Kiwis benefit!
***NEWS FLASH*** So, here's the new price caps for the 5% deposit First Home Guarantee Scheme. Gotta say, it's scary ... $1.5m in NSW...
pdavey100
Oct 3, 20251 min read


5% Deposit ... happy days!
5% Deposit to buy a home? … Yes! It really happens! The big country (ummm … that’s Australia) promises a lot for aspiring Kiwis. Sun,...
pdavey100
Sep 18, 20252 min read


I own a home in NZ. What to do?
So, the big move across the ditch is happening, or you may even be here already. Many Kiwis making the jump across the pond own property...
pdavey100
Sep 16, 20253 min read


RBA Drops Rates Again!
You will likely be aware that the Reserve Bank of Australia (RBA) reduced the Cash Rate today by 0.25%. The Cash Rate now sits at 3.60% ....
pdavey100
Aug 13, 20252 min read


LMI sucks ... but there is a solution!!
First Home Guarantee for Kiwis! Buying a home in Australia can be a daunting prospect. There are many factors, forms, rules and costs...
pdavey100
Sep 25, 20242 min read


RBA does nothing!
Boring, isn't it? The Reserve Bank of Australia (RBA) has announced a hold on the current cash rate of 4.35%. The rate hasn't changed...
pdavey100
Sep 24, 20241 min read


Kiwis Qualify for First Home Guarantee!
Most Kiwi home buyers will be aware of the nasty kick in the teeth Lenders Mortgage Insurance (LMI) that punishes you for not having a...
pdavey100
Jul 1, 20241 min read


Bank of Canada Cuts Cash Rate
The Bank of Canada (Reserve Bank) has trimmed its Policy Rate by 0.25% to 4.75% It's the first G7 country to cut interest rates in this...
pdavey100
Jun 7, 20241 min read


Own a home in NZ? What to do???
I'm seeing a lot of Kiwis jumping the ditch to a better life in Australia. Many have homes in NZ, and face the decision of whether to...
pdavey100
Jun 6, 20242 min read


Casual Income - what's the catch?
Casual employment is common in Australia. The pay is (usually) pretty good, the hours are flexible and you can start earning really...
pdavey100
Apr 8, 20241 min read


Mortgage Rates in Australia
Interest rates have near as dammit peaked around the world. NZ and Australia are both at the top of their rate cycles. NZ is officially...
pdavey100
Apr 2, 20241 min read
By the numbers ....
Median home prices in SE QLD, and what it takes to buy them. Median house price as at 31 Dec 2023 (www.domain.com.au) 20% deposit...
pdavey100
Mar 12, 20241 min read


The Lowdown - Lenders Mortgage Insurance
We all know how tough it is for first home buyers, especially those with a low deposit (less than 20%). NZ has it pretty tough with the...
pdavey100
Mar 6, 20242 min read


Medical professionals can say goodbye to LMI!!
Don't have a 20% deposit and don't want to pay Lenders Mortgage Insurance? No problem! Most Healthcare professionals can qualify for an...
pdavey100
Feb 21, 20241 min read


Need to buy some AUD?? Now looks like an opportune time.
The RBNZ is talking tough and the RBA is softening its stance. This means that the Kiwi dollar has rallied against the Aussie. Check out...
pdavey100
Feb 12, 20241 min read


Grab a FREE sesh with a Broker!
Buying a home in Australia can be a pretty daunting process. Sure a lot of the steps are similar to NZ, but there's a whole host of other...
pdavey100
Feb 8, 20241 min read


RBA on hold, but ....
The Reserve Bank of Australia (RBA) held the cash rate at 4.35%, as expected. They have however suggested that further rate rises may...
pdavey100
Feb 8, 20241 min read
bottom of page